Skip to main content

Borrowing Guide

Borrowing USDC on Purinta is the core user flow. You supply meme tokens as collateral and borrow USDC against them — keeping your full exposure to the meme token while unlocking liquidity. Each market is isolated, so positions in different tokens are completely independent.

Step by Step​

1. Connect your wallet​

Visit the Purinta app and connect your Ethereum wallet.

2. Select a market​

On the Home page, you'll see all the available available markets. Click Borrow on the token you want to use as collateral (e.g. PEPE).

3. Supply collateral​

Use the Supply slider to specify the amount of meme tokens to supply, up to your wallet balance. Quick-select buttons (25%, 50%, 75%, 100%) are available for convenience. The more collateral you supply, the more USDC you can borrow.

4. Choose your borrow amount​

Use the Borrow slider to set how much USDC you'd like to borrow. Quick-select buttons (25%, 50%, 75%, 95%) let you pick a percentage of your maximum borrow.

As you adjust the supply and borrow amounts, the summary panel updates in real time — showing your liquidation price, the liquidation percentage drop from the current price, and a mascot character that reacts to your position health.

info

Purinta caps borrowing at 95% of the theoretical maximum to give you a safety buffer. You don't have to borrow the max — a lower borrow amount means a healthier position and more room before liquidation.

5. Confirm the transaction​

Review the summary panel and click Borrow Now. Purinta bundles all necessary operations (approvals, collateral supply, borrow) into a streamlined flow. Depending on your wallet:

  • Wallets supporting batch transactions — everything is submitted as a single atomic EIP-7702 transaction
  • Other wallets — operations are submitted as individual transactions in sequence

6. USDC arrives in your wallet​

Once confirmed on-chain, the borrowed USDC appears in your wallet and your collateral is supplied to the Morpho market. You can always borrow more or withdraw any excess collateral as long as your position remains healthy (meaning your borrowed amount stays below your maximum borrow capacity).

What happens next?​